## pension

*Plus*talks to the Government Actuary, Chris Daykin about the

**pensions crisis**, and how actuaries use statistical and modelling techniques to plan for all our futures.

**Kathy Byrne**tells

**Plus**about life as Actuarial Director of an Insurance Company.

**John Webb**takes us through some of the mathematics involved, introducing us to some of the colourful characters who led the way.