If you had a crystal ball that allowed you to see your future, what would you arrange differently about your finances? Plus talks to the Government Actuary, Chris Daykin about the pensions crisis, and how actuaries use statistical and modelling techniques to plan for all our futures.

Actuaries use mathematics to model the real world, finding business solutions to the perennial problems thrown up by life's uncertainties. Kathy Byrne tells Plus about life as Actuarial Director of an Insurance Company.

Actuarial science began as the place where two branches of mathematics meet: compound interest and observed mortality statistics. Financial planning for the future is therefore rooted firmly in the past. John Webb takes us through some of the mathematics involved, introducing us to some of the colourful characters who led the way.

Find out about what it is like to work as an actuary with Watson Wyatt Partners Worldwide. There's also salary information and a careers contact point.

Coincidences are familiar to us all but what are the so-called laws of chance? From coin tossing to freak weather events, Geoffrey Grimmett explains how probability is at the heart of it all.